Logistics companies are the first to pay the license to build trade closed

The "war" for the payment of licenses has been extended to the logistics industry. Recently, the domestic highway logistics leading enterprises Zhaizhi Zhizhi announced that its subsidiary company to pay the previous payment to the People's Bank of China to apply for Internet payments, mobile phone payments, prepaid card issuance and acceptance of business (limited to online real-name payment account recharge) Three third-party payment licenses have been fully approved.

The industry believes that the face of the trillion logistics market, who first won the payment license, who will take the lead in building a closed loop, thus changing the logistics of financial ecology. With the logistics transaction data to further improve the precipitation, the logistics industry is expected to be more adequate in the application of large data "cost reduction efficiency."

Logistics companies are the first to pay the license to build trade closed

Preach to build the logistics industry closed

The Internet era, the O2O platform, the importance of building a closed-loop transaction is self-evident, and pay the license is to build a closed-end trade in the top priority. China's e-commerce research center director Cao Lei said that it is because of the internal energy to precipitate funds to create a cash reservoir, external and can guarantee the user data and transaction data is not the advantages of leakage, payment business more and more attention and gradually become The standard of the enterprise.

On the other hand, it is increasingly difficult to pay for such an important payment license. According to statistics, since May 2011 the central bank issued the first batch of 27 third-party payment license so far, the current domestic total of 247 effective payment license, but in recent years approved the speed of new licenses decreased year by year, from March 2015 to June 2017 During the period, no new third-party payment licenses have been granted. At the same time, the market has so far 24 institutions due to the existence of serious violations or involving business combination was canceled payment license.

So important and scarce resources naturally very "precious." Previously, in order to obtain payment of the license to build the transaction closed, Jingdong, safe, Haier, Wanda, millet and so on more than 30 companies through the acquisition to pay the enterprise "curve" to get the payment license. In early June this year, the United States holding the Hong Kong stocks listed companies listed on the United States and the United States Financial Technology announced to 720 million acquisition of Silver Yeston Payment Co., Ltd., has been the type of business and the scope of the "prepaid card issuance and acceptance (only Beijing, Shanxi , Yunnan Province, Guizhou Province) and the Internet to pay (national) "payment license.

In the industry's view, the brokers pay this time to rely on their own strength rather than the acquisition of three payment licenses, showing that its focus on the logistics industry to pay the scene model is recognized. It is reported that the hand of the payment license to pass the wisdom of the Federation will be the first in the logistics industry to cover the owner, logistics companies, freight drivers, businesses and other full coverage, the whole scene, the whole process of payment closed-loop, and this will accelerate the logistics industry to change the financial ecology The

Logistics pay sword refers to four trillion market

Logistics companies won the payment license to build a closed-end transaction "money King" where?

According to industry analysis, the current 30 million truck drivers in China's life consumption, entertainment and other market size of more than 1.1 trillion yuan; 20 million trucks and other logistics equipment upgrades, auto repair auto parts market size of more than 1.7 trillion yuan. In addition, there are 200 trillion yuan of material dispatch market and 10 trillion yuan of logistics and transportation, storage market. This means that if the logistics industry can be built in the cover B-side, C-side closed-end transactions, will be in the above three trillion market to occupy a favorable position.

To massacre, for example, in the domestic multi-layout of the highway port city logistics center, there are 14 floor to pass the payment business, and is gradually achieving the highway port to pay the full coverage of cash scenes. Among them, in Chengdu Highway, the current daily traffic has reached 50,000 people. In such a "logistics town", only the daily driver of the truck to eat, live can produce nearly 10 million yuan of water.

In the logistics industry B-side, there are currently 800,000 domestic LTL logistics company, of which 70% of the existence of collection of payment services, as many as 1 trillion of funds long stranded in the green logistics company's account. In the collection of the largest amount of money in Zhengzhou, Xi'an, Shanghai, Shenyang and other places, brochure payment has more than 20 logistics enterprises to cooperate, such as Henan Chengtong logistics and Shaanxi Fidelity logistics, through the transmission of intelligent collection Pay business, to achieve the collection of money "the day up to".

In addition to the national highway port city logistics center in a variety of consumer scenarios, Chuanhua its main line O2O platform "land whale" and urban logistics car carrier "barter" two online logistics platform online data and business, but also Continue to derivative payment business and logistics, financial data in series, to further expand the "logistics + financial" territory.

"Around the logistics industry, various types of financial needs, communication payments will gradually cover cross-border payments, Internet lending, Internet fund sales, Internet insurance and Internet consumer finance and other value-added services, to create a new logistics and financial ecology." Vice president, Chuanhua paid chairman Zhou said.

"Logistics + Finance"

Boost the logistics industry "cost reduction"

In the industry view, the logistics industry in accelerating the Internet financial "penetration" at the same time, will also accelerate the improvement of large data precipitation, but also to promote the logistics industry along the "information highway" to speed up the "cost reduction."

Previously, in order to promote the logistics industry "cost reduction", the Ministry of Transport has issued a series of policy measures, and said to focus on doing four aspects of work. Among them, clearly proposed to "actively promote the 'Internet +' efficient logistics, strengthen the information technology support, encourage the development of new formats, and promote the logistics industry technical 'cost reduction'."

Industry insiders said that the integration of logistics and payment data will make the logistics industry more complete data, is conducive to showing more accurate logistics business information and customer needs portraits, driven enterprises to provide a more diversified logistics services, while self-payment channels Will reduce the logistics transaction steps, which can enhance the customer experience, will also effectively reduce the logistics transaction costs.

In fact, although the current logistics industry, "Internet +" transformation results significantly, but now most of the focus on the field of goods matching applications, and rarely force logistics and other professional financial scene application development. Therefore, the transmission of payment to obtain payment licenses and the first to seize the field of logistics payment opportunities, will promote the logistics of O2O process to fill the key payment link to generate valuable value of the consumption data precipitation, so as to promote the logistics industry based on a more complete large data chain To continue to achieve self-evolution.

"The future of communication payments will achieve data capitalization, and constantly improve the logistics payment system and payment applications for logistics and financial services to provide strong data support." Zhou said the future of the logistics industry will be "logistics + Internet + finance" ecology System, can further for the macroeconomic, regional economy, industry development and individual business decision-making services, logistics development will also expand more imagination.